Terms and Conditions

Last updated: September 4, 2025

Acceptance of Terms

By accessing and using this website and our services, you accept and agree to be bound by these Terms and Conditions.

If you do not agree to these terms, please do not use our website or services.

Definitions

For the purposes of these Terms and Conditions:

  • "Service": Refers to the financial planning consultation and analysis services provided by thalumiravexo
  • "User" or "Client": Refers to any individual who accesses or uses our website and services
  • "Subscription": Refers to the monthly recurring service plan at $250 per month
  • "Content": Refers to all information, materials, and resources provided through our service

Service Description

Our service provides monthly financial planning consultations, analytical reviews, and guidance on resource allocation and financial decision-making.

Services are provided remotely via phone, video call, or in-person meetings as arranged. All recommendations are based on information you provide during consultations.

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information during consultations
  • Pay all fees according to the agreed schedule
  • Respect our intellectual property and confidential information
  • Use our services only for lawful purposes
  • Notify us promptly of any changes to your contact information

Prohibited Uses

You may not use our services for:

  • Any illegal or unauthorized purpose
  • Sharing or redistributing our proprietary content
  • Attempting to gain unauthorized access to our systems
  • Harassing or threatening our staff or other users
  • Providing false or misleading information

Intellectual Property

All content, materials, and resources provided through our service remain the intellectual property of thalumiravexo.

You may not reproduce, distribute, or create derivative works from our content without written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information. Privacy Policy

Payment Terms

Our subscription service is billed monthly at $250 CAD plus applicable taxes. Payment terms include:

  • Monthly billing on the same date each month
  • Payment due within 30 days of invoice date
  • Late fees may apply to overdue accounts

Termination

Either party may terminate the service with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.

Upon termination, access to ongoing consultation services will cease, though you retain access to previously provided materials.

Service Disclaimers

Our consultations are for informational purposes and do not constitute professional financial, legal, or tax advice.

Important Disclaimers

Past performance does not guarantee future results. Individual results may vary based on personal circumstances and market conditions.

Limitation of Liability

Our total liability for any claims arising from our services shall not exceed the amount paid by you in the preceding 12 months.

We are not liable for indirect, incidental, or consequential damages arising from use of our services.

Indemnification

You agree to indemnify thalumiravexo against claims arising from your breach of these terms or misuse of our services.

Dispute Resolution

We encourage resolving disputes through direct communication. If formal resolution is needed:

Arbitration

Disputes will be resolved through binding arbitration in accordance with Canadian arbitration laws.

Arbitration will be conducted by a single arbitrator in the province where services were provided.

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform for consumer disputes.

Available at: ec.europa.eu/consumers/odr

Governing Law

These terms are governed by the laws of Canada and the province in which our services are provided

Severability

If any provision of these terms is deemed unenforceable, the remaining provisions remain in full effect.

Entire Agreement

These terms constitute the complete agreement between you and thalumiravexo regarding our services.

Modifications

We may modify these terms at any time with notice. Continued use constitutes acceptance of modified terms.

Contact Information

Questions about these terms can be directed to contact@thalumiravexo.com or +1-338-706-723.

Company: thalumiravexo

Email: contact@thalumiravexo.com

Phone: +1-338-706-723

Address: 123 Financial District, Toronto, ON