Terms and Conditions
Last updated: September 4, 2025
Acceptance of Terms
By accessing and using this website and our services, you accept and agree to be bound by these Terms and Conditions.
If you do not agree to these terms, please do not use our website or services.
Definitions
For the purposes of these Terms and Conditions:
- "Service": Refers to the financial planning consultation and analysis services provided by thalumiravexo
- "User" or "Client": Refers to any individual who accesses or uses our website and services
- "Subscription": Refers to the monthly recurring service plan at $250 per month
- "Content": Refers to all information, materials, and resources provided through our service
Service Description
Our service provides monthly financial planning consultations, analytical reviews, and guidance on resource allocation and financial decision-making.
Services are provided remotely via phone, video call, or in-person meetings as arranged. All recommendations are based on information you provide during consultations.
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and complete information during consultations
- Pay all fees according to the agreed schedule
- Respect our intellectual property and confidential information
- Use our services only for lawful purposes
- Notify us promptly of any changes to your contact information
Prohibited Uses
You may not use our services for:
- Any illegal or unauthorized purpose
- Sharing or redistributing our proprietary content
- Attempting to gain unauthorized access to our systems
- Harassing or threatening our staff or other users
- Providing false or misleading information
Intellectual Property
All content, materials, and resources provided through our service remain the intellectual property of thalumiravexo.
You may not reproduce, distribute, or create derivative works from our content without written permission.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information. Privacy Policy
Payment Terms
Our subscription service is billed monthly at $250 CAD plus applicable taxes. Payment terms include:
- Monthly billing on the same date each month
- Payment due within 30 days of invoice date
- Late fees may apply to overdue accounts
Termination
Either party may terminate the service with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, access to ongoing consultation services will cease, though you retain access to previously provided materials.
Service Disclaimers
Our consultations are for informational purposes and do not constitute professional financial, legal, or tax advice.
Important Disclaimers
Past performance does not guarantee future results. Individual results may vary based on personal circumstances and market conditions.
Limitation of Liability
Our total liability for any claims arising from our services shall not exceed the amount paid by you in the preceding 12 months.
We are not liable for indirect, incidental, or consequential damages arising from use of our services.
Indemnification
You agree to indemnify thalumiravexo against claims arising from your breach of these terms or misuse of our services.
Dispute Resolution
We encourage resolving disputes through direct communication. If formal resolution is needed:
Arbitration
Disputes will be resolved through binding arbitration in accordance with Canadian arbitration laws.
Arbitration will be conducted by a single arbitrator in the province where services were provided.
EU Online Dispute Resolution
EU residents may access the Online Dispute Resolution platform for consumer disputes.
Available at: ec.europa.eu/consumers/odr
Governing Law
These terms are governed by the laws of Canada and the province in which our services are provided
Severability
If any provision of these terms is deemed unenforceable, the remaining provisions remain in full effect.
Entire Agreement
These terms constitute the complete agreement between you and thalumiravexo regarding our services.
Modifications
We may modify these terms at any time with notice. Continued use constitutes acceptance of modified terms.
Contact Information
Questions about these terms can be directed to contact@thalumiravexo.com or +1-338-706-723.
Company: thalumiravexo
Email: contact@thalumiravexo.com
Phone: +1-338-706-723
Address: 123 Financial District, Toronto, ON